Tammy Kayata, CFP®, is the CEO of Finlightenment Financial Learning Group, where she provides expert, agenda-free financial education. With over 20 years of analytical experience, Tammy launched Finlightenment to offer practical tools and financial clarity without the pressure of investment or insurance sales pitches. Prior to founding her firm, Tammy spent over 15 years as a Senior Financial Consultant at TIAA, primarily serving universities and research centers throughout New England. She holds a Master's in Investment Management from Boston University and a Master's in Financial Planning from Bentley University.